# Blackdale Lending Group > Blackdale Lending Group is a small-business funding broker at 124 W Hancock St, Milledgeville, GA 31061 (phone (478) 209-5449). It helps businesses in Milledgeville, GA and across Baldwin County, Georgia, explore working capital, term loans, credit lines, equipment financing, inventory financing and merchant cash advances for operating businesses. Blackdale Lending Group is a funding broker, not a lender. It passes requests to lending and funding partners, who set their own terms and make every decision. Blackdale Lending Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Blackdale Lending Group does not arrange funding for trucking companies, freight hauling or agriculture, and does not arrange startup loans, real estate purchases or building construction loans. Key facts: - Business type: small-business funding broker (not a lender) - Address: 124 W Hancock St, Milledgeville, GA 31061, United States - Phone: (478) 209-5449 - Apply: https://blackdalelendinggroup.com/apply/ - Places: Milledgeville, GA and all of Baldwin County, Georgia - Language: English ## Funding options - [Milledgeville, GA Types of Business Loans, Sorted by How Long Each Cost Lasts](https://blackdalelendinggroup.com/business-loans/): Six products, sorted by the life of the cost: a merchant cash advance (not a loan) for card-sales businesses, a line of credit for repeat bills, working capital for dated bills, inventory financing for stock, and term loans or equipment financing for costs that last years. Invented figures show an advance, a stock order and a term loan. - [Milledgeville, GA Working Capital Loans for Food Orders, Supplier Deposits and Tax Bills](https://blackdalelendinggroup.com/business-loans/working-capital/): A working capital loan is a set sum for dated bills, paid back over months. Invented cases on this page: a home builder's deposits over 10 or 14 months, two offers for a repair shop, a retailer's payroll, a practice's tax bill, a freezer repair and a quick-service restaurant's orders. - [Business Term Loans in Milledgeville, GA for a Dish Machine, EHR Hardware and Store Shelving](https://blackdalelendinggroup.com/business-loans/term-loans/): One sum, then level monthly payments until the term ends: that is the whole shape of a term loan. This page works through invented figures for a restaurant's dish machine, an office's EHR hardware with its first-year interest, shelving over 36, 48 or 60 months, a repair bill set against a line of credit, and a builder's telehandler with and without money down. - [Business Lines of Credit for Milledgeville, GA Retailers and Home Builders: Built Around a Vendor Prepay](https://blackdalelendinggroup.com/business-loans/line-of-credit/): A line of credit is a limit drawn as bills arrive, with interest on the balance only. Invented cases: a tax bill paid down in three months, one retail payroll, a run of reorders, a builder's balance turned into fixed payments, the records a partner may ask for, and a 3% vendor discount weighed against the draw's interest. - [Inventory Financing in Milledgeville, GA for Jewelry Stock, Customer Orders and Convenience-Store Goods](https://blackdalelendinggroup.com/business-loans/inventory-financing/): This page treats inventory financing as stock-backed money and works through invented figures for purchase order financing on an office furniture order, a jewelry store line sized from its stock, and a convenience-store order paid down month by month, then covers why perishable food makes weak collateral. - [Equipment Financing in Milledgeville, GA for Kitchen Ovens, Shop Testers and Lab Analyzers](https://blackdalelendinggroup.com/equipment-financing/): Equipment can be financed with a loan or leased. This page works through invented figures for a quick-service restaurant's oven with money down, a gas station store's leased cash recycler, two shop tools on one quote, a restaurant's $1 buyout lease and a physician office's fair market value lease. - [Merchant Cash Advances in Milledgeville, GA: Funding Tied to Card Sales at Restaurants and Stores](https://blackdalelendinggroup.com/merchant-cash-advance/): This page follows an advance from offer to final collection, with invented figures for a store's daily split, the factor rate in a quick-service restaurant's offer, the two ways an advance is collected and what early remittance does to the cost. ## Industries - [Restaurant Loans in Milledgeville, GA for Spiral Mixers, Logo-Printed Cups and Rotisserie Ovens](https://blackdalelendinggroup.com/industries/restaurants/): Mixers, sheeters and ovens fit equipment financing; a printer's minimum run of cups and bags fits a credit line draw or a short working capital loan; an advance is collected from card sales. Gas lines, new circuits and hood work are property work outside this site. - [Medical Practice Loans in Milledgeville, GA for Nerve Conduction Units, Dermatoscopes and Supply Restocks](https://blackdalelendinggroup.com/industries/medical-practices/): Devices fit equipment financing or a term loan, and supply restocks fit a credit line draw. Work on the office space itself, including ceiling tracks and new rooms, is property work outside this site. - [Milledgeville, GA Business Loans for Retailers: A Long-Arm Quilting Machine, a Second Shop and RFID Readers](https://blackdalelendinggroup.com/industries/retail/): Machines and freestanding shelving fit equipment financing or a term loan; stock fits inventory financing or a credit line draw; a store that takes most sales by card can weigh an advance. Wall-attached fixtures and work on the store space are property work outside this site. - [Financing for Contractors in Milledgeville, GA: Material Hoists, Drywall Lifts and Crew Payroll](https://blackdalelendinggroup.com/industries/construction/): Hoists and scaffolding fit equipment financing; small tools fit a credit line draw; payroll weeks fit a working capital loan. Loans to build or buy buildings are outside this site. - [Gas Station Financing in Milledgeville, GA: Beer and Grocery Stock, a Biscuit Hot Case and a Cappuccino Machine](https://blackdalelendinggroup.com/industries/gas-stations-convenience-stores/): Stock fits inventory financing or a short draw; counter food and coffee equipment fits a term loan or equipment financing; a currency counter and coin sorter are small enough to weigh against paying cash. Plumbing and wiring for counter equipment is property work outside this site. - [Milledgeville, GA Business Loans by Industry: Which Bills Each Local Trade Carries](https://blackdalelendinggroup.com/industries/): Restaurants, physician offices, retailers, home builders and gas station stores each get a page of their own, built on County Business Patterns counts for 2023. Six shorter notes cover trades with fewer local employers: dental offices, landscapers, repair shops, beauty salons, child day care providers and hotels. ## Tools and calculators - [Small Business Resources in Milledgeville, GA: A Payment Calculator, Official Websites and a Records Table](https://blackdalelendinggroup.com/resources/): A payment calculator, a table of business records and what each one shows a funding partner, a five-line plan outline worked through an invented alterations shop, and links to the official Milledgeville, GA and Baldwin County, GA websites. - [Business Loan Repayment Calculator for Milledgeville, GA Restaurants and Shops](https://blackdalelendinggroup.com/resources/business-loan-repayment-calculator/): Enter the amount, Rate (annual %) and the term in months to see a level payment. The worked cases below use invented figures for a shop tool quote, three term lengths, two rates on one amount, and the fees and down payments the calculator leaves out. ## Milledgeville, GA and nearby communities - [Business Loans in Milledgeville, GA, Worked Through a Kitchen Broiler Quote and a Clinic Refrigerator](https://blackdalelendinggroup.com/milledgeville-ga/): Two invented cases, a sit-down restaurant's broiler pair and a physician office's vaccine refrigerator, show how the term and the cash on hand change a loan. Census figures for ZIP 31061 and Baldwin County, GA follow, then the office address and the places past the county line. - [Business Loans Around Milledgeville, GA: Census Counts and Equipment Quotes From Eatonton, GA to Gordon, GA](https://blackdalelendinggroup.com/service-areas/): The places on this page sit in six counties. Each paragraph names the county and uses figures for a ZIP Code carrying the place's name, or Baldwin County, GA figures where the place lies inside that county. ## Company - [Small Business Loans in Milledgeville, GA: Payroll Planning for Gas Stations, Physician Offices and Retailers](https://blackdalelendinggroup.com/): Milledgeville, GA funding requests sent to Blackdale Lending Group go on to partners, and the partners decide. This page follows a retail store's weekend dip between payroll and card deposits, sets owning a shop machine against leasing it and a restaurant payroll draw against its cost, each with invented figures, then lists the six products next to the bills they fit. - [From a Dated Bill to a Partner's Decision: Business Loan Request Steps in Milledgeville, GA](https://blackdalelendinggroup.com/how-it-works/): Every request opens with two facts: the bill to be paid and its deadline. Partners may then read bank statements, credit, time open and current debt, and some may read a written plan. This page walks through each with Milledgeville, GA retailers, restaurants and builders as the examples. - [Before the First Call: Business Loan Questions Answered for Milledgeville, GA Owners](https://blackdalelendinggroup.com/faq/): Answers on time in business, matching four restaurant bills to four products, records a quick-service restaurant can keep on file, gas station owners' card and equipment questions, and what Census counts show about Baldwin County, GA employers and the self-employed. - [Introducing Blackdale Lending Group: Funding Help for Milledgeville, GA Owners](https://blackdalelendinggroup.com/about/): Blackdale handles the request and the conversation about the cost; a funding partner handles the review, the decision and every term. The sections follow a paint store invoice, a gas station's clerk payroll, a bicycle shop reorder and a shop that has started shipping online orders. - [Contact Blackdale Lending Group, Reached by Phone at Its Milledgeville, GA Office](https://blackdalelendinggroup.com/contact/): Owners reach the office on (478) 209-5449, or send the request form when the figure is settled. The sections give questions for a sit-down restaurant's tableware order, a physician office adding test units, a repair shop's A/C machine, and what a quick-service restaurant can have ready before the call. - [Apply for Business Funding in Milledgeville, GA: Start Here](https://blackdalelendinggroup.com/apply/): Send the form or call; funding partners review the request and decide. The sections cover what a partner may weigh for a uniform shop's stock buy, documents for a toy store reorder, a home builder's checklist and what the form asks. - [The Blackdale Lending Group Role in Funding, Disclosed for Milledgeville, GA](https://blackdalelendinggroup.com/disclosures/): Blackdale Lending Group brokers requests to independent funding partners and does not lend. Partners decide and set every term, a merchant cash advance is not a loan, and the figures here are Census counts or labeled invented examples. ## Optional - [Full text of every page](https://blackdalelendinggroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://blackdalelendinggroup.com/sitemap.xml)